I'm around 10% of this. Im still on track to max the Roth and contributing to 401k but that guaranteed, no-risk HYSA is still so enticing to me for this exact reason. Made more than a months worth of HYSA interest in VOO today but I still wish the HYSA had more in it lol.
I usually only put 6-12 months of expenses in a HYSA and the rest are all in investments. This is a down payment for an apartment I'm buying so the balance is higher than usual 😁
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u/Perfect-Brain-7367 May 04 '24
I'm around 10% of this. Im still on track to max the Roth and contributing to 401k but that guaranteed, no-risk HYSA is still so enticing to me for this exact reason. Made more than a months worth of HYSA interest in VOO today but I still wish the HYSA had more in it lol.